ROBS
ROBS stands for “Rollover as Business Start-ups.” Use your retirement funds to legally invest in a new or existing business.
IRA Financial “literally” wrote the book on the rollover business start-up solution or ROBS. Our founder, Adam Bergman, Esq, has written 8 books on self-directed retirement plans and over the last 15+ years has helped over 24,000 self-directed clients invest over $3.2 billion in alternative assets. IRA Financial is the leading provider of ROBS solutions. Our expertise and experience in designing and customizing ROBS solutions for entrepreneurs and small business owners seeking tax solutions to use their retirement funds to fund or finance their business.
The IRA Financial ROBS solution is specifically designed and customized for each type of business investment. Our tax experts will work with you to design the perfect ROBS solution to allow you to maximize your tax and business goals, including tax optimization, Roth maximization, and tax-free exit strategies.
Why Go ROBS?
The ROBS solution takes advantage of an exception to the IRS prohibited transaction rules under Internal Revenue Code Section 4975(d) that allows one to use their retirement funds to invest in a business they control tax- and penalty-free.
Is ROBS Right for Me?
If you are looking to start a new business or fund an existing business you own more than 50% of and want to use your retirement funds, the ROBS solution is the only legal way to do this without taking a taxable distribution. With ROBS, use your IRA or 401(k) rollover tax free, earn a salary, and generate tax-free dividends and/or capital gains on the sale of stock.
The IRA Financial Advantage
See for yourself why IRA Financial is one of the leading providers of ROBS in the country:
- Set up a 401(k) plan for free with up to the $5,000 start-up tax credit
- Generate up to $1,500 tax credits over three years
- IRS-approved 401(k) plan documents
- Free Roth 401(k) plan option
- IRS opinion letter
- C Corporation set-up, including articles of incorporation & EIN
- Required corporate documentation
- Preparation and filing of IRS Forms 5500 & 1099-R
- 401(k) IRS audit guarantee
- Customized ROBS structuring & plan design with our tax experts
- One-on-one tax-free income and stock sale gains optimization
- Personalized IRA & 401(k) rollover support
- BOI Reporting with FinCEN
- Free RMD support
- Free access to our educational webinars, podcasts and newsletters
- Free HSA & Coverdell account for one year (a $920 value!)
