SEP IRA
The best retirement plan for small businesses
- Ideal for professionals, consultants, gig workers, real estate agents, truck drivers, and more!
- Save up to $69,000 tax free!
- Invest in almost anything you want directly or with a checkbook control LLC
- No account value fees, account management fees, or minimum balance (with credit card on file).
- We "literally" wrote the book(s) on the Self-Directed SEP IRA
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Why Go SEP?
Diversification
By Self-Directing your SEP IRA with IRA Financial, you can invest in almost anything you want including real estate, precious metals, cryptos, private businesses and so much more.
Invest in Your Future
A Self-Directed SEP IRA is a pure profit-sharing plan allowing any sole proprietor or business owner the ability to save up to $69,000 in 2024.
High Contribution Limits
Save and generate up to $69,000 in tax deductions for 2024. Gain the ability to save in pre-tax or Roth.
No Annual IRS Administration
As custodian of your self-directed SEP IRA, IRA Financial is responsible for all IRS reporting. Invest and save without the burden of annual IRS reporting.
Eligibility Requirements
Limitless Investment Opportunities
Roth or Traditional
The SEP IRA Process
Complete your application
Once completed, it will go into a queue to be reviewed (generally, 3-5 days).
Application is reviewed
Your application is reviewed to ensure everything is filled out correctly
Account number assigned
Once you application is approved, an account number is assigned and emailed to you (an additional 3-5 days).
Fund your account
You can now fund your SEP IRA via transfer, rollover, or direct contribution.
Start investing
Once your SEP IRA is funded, you can begin making investments!
The IRA Financial Difference
24,000+ clients
Our tax and ERISA experts have helped over 24,000 clients in all 50 states.
No hidden fees
No transaction or asset value fees. No minimum balance requirement (with credit card on file).
Serve as your custodian
IRA Financial holds over $3.2 Billion in alternative assets.
Expertise
IRA Financial’s founder, Adam Bergman, is the author of eight books on self-directed retirement.
Dedicated support
Get direct access to a self-directed retirement expert to establish your SEP IRA.
Technology
Use our app to setup and maintain your account.
